The Work Accidents and Occupational Diseases Insurance is one of the social insurance branches that is being applied in Turkey for certain employee groups.
The term “Occupational disease” is defined as a temporary or permanent illness, physical or mental disability suffered by the insured due to a recurring reason due to the nature of the job he/she works or performs or the conditions of the work.
Who are the insured persons covered by occupational diseases?
The following employee groups are within the Work Accidents and Occupational Diseases Insurance in Turkey:
- Employees working under a service contract (4/a insurance status)
- Self-employed people and village and neighborhood headmen (4/b insurance status)
- Employees in Penal Institutions and Detention Houses
- Candidate apprentices, apprentices and trainees,
- War Disabled Persons and those who are disabled on Duty Disability pension and those who work within the scope of subparagraphs (a) and (b) of the first paragraph of the Article 4 of the Act No. 5510.
- Turkish Employment Agency trainees
- Turkish workers taken to work in workplaces abroad by employers undertaking work in countries without social security agreements
- Intern students
- Insured people working temporarily with a service contract in agriculture and forestry
- Insured persons working in domestic services under the conditions specified in the Annex 9.
What elements must an incident have in order to be considered an occupational disease?
The following elements must be met for an incident to be considered as an occupational disease:
- The person must be a social insured
- The insured person must be suffering from an occupational disease due to his/her work
- The incident must be determined as an “occupational disease” by the Social Security Institution’s Health Board as a result of examining the medical board report and the underlying medical documents duly prepared by the health service providers authorized by the Institution.
What are the rights provided by occupational disease insurance?
There is no premium day limit to benefit from the rights arising from occupational diseases insurance, and the rights provided by occupational disease insurance are as follows:
- Temporary Disability Allowance
- Permanent Disability Income
- Death Income (Survivors’ Income)
- Marriage Allowance
- Funeral Allowance
What is Temporary Disability Allowance?
The term “temporary incapacity for work” is defined as the temporary inability of the insured to work during the rest period specified in the reports of the physician or medical board authorized by the Institution in cases of work accident, occupational disease, illness and maternity.
Accordingly, in terms of social insurance, “Temporary Disability Allowance” is defined as the financial aid paid by the Institution to the insured who is on leave from work accident, occupational disease, sickness and maternity insurance branches for the days he/she is off work.
